Complete Your Application Provide Your Information to Move Forward with Financing Options
Getting started with Superior Car Credit is simple and straightforward. Our financing program through Drive Now Acceptance is better than Buy Here Pay Here, designed to help customers across a wide range of credit situations move forward with confidence.

Start your pre-qualification from the comfort of your home. By submitting your basic information, our team can review your situation, explain your options, and help build a payment plan that fits your budget before you visit one of our locations.

We work with drivers throughout the surrounding Illinois communities, providing a clear and realistic path toward reliable transportation with flexible financing options.
Enter Your Information to Get Started
Important application information

This application is for financing review by Drive Now Acceptance. Superior Car Credit is the vehicle seller/dealership. Submitting this application does not guarantee approval or specific terms and is not a contract to extend credit. Complete all applicable sections. You do not have to disclose income from alimony, child support, or separate maintenance unless you want it considered as a basis for repayment.

APPLICATION TYPE AND REQUESTED FINANCING
PRIMARY APPLICANT INFORMATION
PRIMARY APPLICANT EMPLOYMENT AND INCOME
CO-APPLICANT INFORMATION (IF APPLICABLE)
CO-APPLICANT EMPLOYMENT AND INCOME
VEHICLE, TRADE-IN, AND INSURANCE INFORMATION
USE OF TECHNOLOGY AND AUTOMATED TOOLS

Superior Car Credit and Drive Now Acceptance may use automation, artificial intelligence, scoring tools, third-party data sources, and other technology-assisted processes to help operate websites, respond to inquiries, process applications, verify information, detect potential fraud, service accounts, and support financing reviews. These tools may assist employees and business processes but do not replace obligations to comply with applicable consumer protection, privacy, credit reporting, and fair lending laws. If an application results in adverse action, required notices will be provided in accordance with applicable law.

CERTIFICATION AND AUTHORIZATION

I certify that the information provided in this application is true, correct, and complete to the best of my knowledge. I understand that Superior Car Credit and Drive Now Acceptance may rely on this information in connection with vehicle sale and financing review. I authorize Superior Car Credit, Drive Now Acceptance, and their service providers or assignees to verify the information provided, obtain employment, income, residence, insurance, payoff, and vehicle-related information, and obtain consumer reports and other lawful reports from consumer reporting agencies or third-party data providers for application review, fraud prevention, account servicing, collection, skip tracing, and other permissible purposes under applicable law. If credit is extended, I authorize the continued use of consumer reports and account information for servicing, collection, renewal, modification, review, or other lawful purposes. I understand that false statements or omissions may result in denial, cancellation of approval, or other action allowed by law.

FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor should be identified on any required adverse action notice.

FAIR CREDIT REPORTING ACT / CONSUMER REPORT NOTICE

I understand that consumer reports may be requested in connection with this application and, if credit is extended, in connection with account review, servicing, collection, or other permissible purposes. If adverse action is taken based in whole or in part on information from a consumer reporting agency or other applicable report, I understand that I will receive notices required by law, which may include the name, address, and telephone number of the reporting agency and information about my rights to obtain and dispute the report.

JOINT CREDIT ACKNOWLEDGMENT

Complete this section only when joint credit is requested. By signing below, each applicant states that they intend to apply jointly for credit and understand they will each be responsible for any credit obligation approved and signed by them.

SIGNATURES
What is the application process at Superior Car Credit?

The application process allows our team to review your full information and begin structuring financing options based on your income and overall situation. This step helps us move forward with building a payment plan that fits your budget.

Does completing an application guarantee I can get a vehicle?

No. Completing an application does not guarantee final terms. Moving forward depends on verifying details such as income and other qualifying factors. The process is designed to provide clear and realistic options.

Will submitting the application affect my credit score?

Submitting your application does not automatically impact your credit score. If a credit review becomes necessary, our team will explain that step before proceeding.

What information is required to complete the application?

The application may request details such as your contact information, employment, and income. Additional documentation may be needed to verify your information and help determine your options.

Who should complete the full application?

The full application is best for customers who are ready to move forward and want to review their financing options in more detail before visiting one of our locations.

Does Superior Car Credit offer flexible financing for all credit situations?

Yes. Superior Car Credit works with Drive Now Acceptance to offer vehicle financing that is better than Buy Here Pay Here, structured to work with a wide range of credit situations. Payment plans are built based on your income and overall financial picture.

Can I apply if I have bad credit or no credit?

Yes. Many customers with past credit challenges complete the application to explore their options. We focus on your income and ability to maintain payments, not just your credit history.

How soon will someone contact me after I submit my application?

Once your application is received, a member of our team will reach out promptly to review your information, answer questions, and guide you through the next steps.

Do I need to choose a vehicle before completing the application?

No. You can complete the application before selecting a vehicle. This helps you understand your options and budget before browsing inventory.

Where is Superior Car Credit located and who do you serve?

Superior Car Credit has multiple locations throughout Illinois and serves drivers in the surrounding communities. Contact your nearest location to get started and learn more about your options.